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Does financial advice work?

Its a simple question, and believe it or not, there's a simple answer, which is yes, people who engage with financial advisers end up wealthier than those who don't. Let me back this up with a little evidence; We often cite the CARANO report, a robust econometric study which you may or may not enjoy leafing through of an evening. If you'd like to read it, drop me an email and I'll send it over. So, let me give you just one figure and then the reasons why (evidence based) financial advice works: On average, how much better off are advised individuals? Those who take advice on average end up with 173% of the terminal wealth of those who did not. This figure takes into account external factors

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