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Fixed Return Investment

Irish banks have reduced the majority of their deposit rates to zero, with some cash funds charging a negative rate.

In order to protect the value of their funds, investors are moving a portion of their cash deposits to fixed return investments.


These typically provide the following:

  • 6% - 10% annual return

  • Security through first charge on property assets

  • Fixed investment term of typically 2-3 years

If investing through a pension fund these returns are typically exempt from income tax and capital gains tax.

If you'd like to discuss fixed return investment, or finding an alternative to zero savings or deposit interest for your pension or investment portfolio, please complete the form below.

Warning: If you invest in this product, you may lose some of all of the money you invested.
Warning: The value of your investment may go down as well as up.

Warning: A minimum holding period usually applies.

Paul Looby is Regulated by the Central Bank

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