Sustainability Factors – Investment, IBIPs and Pension Advice
When providing advice, the firm considers the adverse impact of investment decisions on sustainability. As part of our research and assessment of products, the firm examines product provider literature to compare financial products and to make informed investment decisions about ESG products. The firm will at all times act in the client's best interests and keep clients informed accordingly.
The consideration of sustainability risks can impact on the returns of financial products.
Our Approach
When assessing products for clients, we examine the Principal Adverse Impact (PAI) information published by product manufacturers. We compare financial products across available providers to make informed investment decisions that take sustainability factors into account alongside financial considerations.
ESG events — such as climate change, regulatory changes, or social factors — can have a material negative impact on the value of underlying investments. These risks are key to evaluating the suitability of any investment recommendation.
Remuneration Policy
We are remunerated by commission and other payments from product producers. When assessing products, we consider the different approaches taken by product providers in terms of integrating sustainability risks into their product offering. This forms part of our analysis when choosing a product provider on your behalf.