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Why Higher-Rate Taxpayers Benefit More from Private Pensions Than Auto-Enrolment
As Ireland prepares for the rollout of its new Auto-Enrolment (AE) retirement savings system, many employees—particularly higher-rate taxpayers—are asking a simple question: “Should I rely on Auto-Enrolment or continue contributing to my employer’s private pension scheme?” While AE is designed to help workers who aren’t currently saving , it is not the most efficient retirement solution for those already eligible to join a company pension. In fact, employees paying tax at 40
Garfield Spollen
2 days ago3 min read
Why EIIS Still Makes Sense — and Why a Fund Approach Is Often Smarter
The Irish government recently introduced a number of changes to EIIS. While at first glance some adjustments may appear less favourable, the revamped scheme still presents a compelling opportunity — especially if you invest via a professionally managed EIIS fund rather than directly into individual companies. What’s Changed in EIIS From 1 January 2024, EIIS moved from a flat-rate tax relief to a tiered relief structure , with relief rates now depending on the type of company
Garfield Spollen
2 days ago4 min read
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