November 15, 2017

How to optimise your pension for self employed professionals.

By convention many professionals such as doctors, solicitors, barristers and accountants are obliged to receive their income on on a self employed basis. Whilst it may be possible to incorporate certain suppo...

September 28, 2017

Have you ever wondered “What happens to my pension if I die?” There is no common set of rules governing how death and pensions relate.

In this video, Financial Advisor Donal Milmo-Penny gives a brief explanation. For more technical information read on below.

What will ha...

September 15, 2017

In preparation for the pay and file income tax deadline of 31st October 2017 (If you file your tax return and pay tax online, the deadline is extended till 10th November 2017), you may wish to avail of pensions tax relief in respect of your 2016 earnings.


This tends to be of particular interest to people who are keen property investors and would like to free up money for further acquisitions. Accessing accumulated pension assets to invest in this manner may provide ready access to cash with which to make a purchase. Whe...

Have you moved to a new job? If so, have you considered what happens your existing pension?

Most people don't make this a priority, yet your pension will account for a considerable portion of your wealth at retirement. For the majority of our clients, doing nothing is t...

With complicated structures and tax treatments, pension planning can seem

daunting, however the trick to getting the most benefit from these tax free savings/investment plans is to follow these rules: 

  1. Contribute often – The most powerful thing you can do to build a...

Its a simple question, and believe it or not, there's a simple answer, which is yes, people who engage with financial advisers end up wealthier than those who don't.

Let me back this up with a little evidence;

We often cite the CARANO report, a robust econometric study w...

If you want to buy property with your pension, SMP can provide you with the structure in an efficient and cost effective manner.  

What are the advantages of owning a property through a pension?

The main advantage of saving through a pension is that you receive full tax...

They say that in life that the best things we can give our

children are love and a good education. Love money can’t buy, education it can. In broad terms we estimated that sending a child to college costs a minimum of €1,200 per month, or €33,000 in total over the cours...

September 20, 2016

We occasionally meet new clients who want to manage their own pension. This could be for a broad range of reasons ranging from the client being an investment professional to someone who wants to make a very particular investment. Whatever your reason for wanting to run...

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