All Posts

Managing your finances effectively is crucial for long-term security and peace of mind. Yet, many of us struggle to navigate the complexities of budgeting, investing, and planning for the future. This is where hiring a personal financial advisor benefits you in ways that can truly transform your financial life. By working with a professional, you gain clarity, confidence, and a tailored strategy that evolves with your needs. Understanding the Personal Financial Advisor Benefi

Each time you leave an employer where you had a workplace pension, you have to decide what to do with the funds you've built up.

While AE is designed to help workers who aren’t currently saving, it is not the most efficient retirement solution for those already eligible to join a company pension. In fact, employees paying tax at 40% can be significantly better off by staying in, or opting into, a traditional employer pension scheme instead of relying on Auto-Enrolment. Here’s why. 1. Higher Tax Relief: 40% vs Government Top-Up One of the biggest advantages of private pensions is tax relief on employe

The Irish government recently introduced a number of changes to EIIS. While at first glance some adjustments may appear less favourable, the revamped scheme still presents a compelling opportunity — especially if you invest via a professionally managed EIIS fund rather than directly into individual companies. What’s Changed in EIIS From 1 January 2024, EIIS moved from a flat-rate tax relief to a tiered relief structure , with relief rates now depending on the type of company

Estate planning is not just about wills or inheritance. It is a comprehensive strategy that addresses how your business will be managed, transferred, or sold. This planning safeguards your legacy and minimises potential disputes or financial losses.